BBB A+ Rated Business
 Free Shipping
 Fast Delivery
 Need help? 888-428-5520

PayLaterStore is a specialty retailer offering easy and affordable shopping experience with payment plans for today's hottest selling, brand name products. 



Why PayLaterStore?

We have been in business since 2009 and our amazing team has worked hard to earn us an A+ rating with the BBB and hundreds of 5-star reviews on eKomi, a third party review site. You can shop from the comfort of your home and get your order delivered right to your doorstep or choose in-store pickup from a major retailer near you.


Payment Plans - Get It Now & Pay Over Time

Payment Plan Based On Your Credit

With this option, you can pay over 12 months at 0% APR or 24 months at competitive rates*. Pay back the loan in monthly payments and you can prepay at any time without penalty. Applying is easy and financing terms are clear. Get your rate and approval decision in seconds and best of all, checking your rate and eligibility will not affect your credit.


Payment Plan for Poor or No credit

If you don't have credit or have bad credit, you can take advantage of our no credit needed approval. Instead of credit, your approval is based on factors such as your employment, income and checking account activites. You can own your item in 12 months or take advantage of early payoff options. 


Quick Delivery or In-Store Pickup

During checkout, you can choose in-store pickup and if it is available, we will arrange to have your item ready for pick-up at a major retailer near you, usually within the same day. If you'd rather have your order shipped, you can choose home delivery and we will deliver your order right to your doorstep, it's that simple.



How It Works

Simply follow the easy steps below and get the products you love shipped right to your door.

1Shop - Select from brand-name and brand -new products as low as $29/month*
2Select a payment plan - Apply in minutes. No paperwork. No store visits. No waiting.
3Your order ships

Have more questions? Please visit our Frequently Asked Questions.